The information contained in this website is for general information purposes only. The information is provided by PayNo and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.


To make this site work properly, we sometimes place small data files called cookies on your device. Most big websites do this too.


A cookie is a small text file that a website saves on your computer or mobile device when you visit the site. It enables the website to remember your actions and preferences (such as login, language, font size and other display preferences) over a period of time, so you don’t have to keep re-entering them whenever you come back to the site or browse from one page to another.

The following is strictly necessary in the operation of our website. This Website Will:

  • Remember what is in the form fields you complete.
  • Remember when you logged in to our secure back-end and that your session is secure.
  • The following are not Strictly Necessary but are required to provide you with the best user experience and also to tell us which pages you find most interesting (anonymously).
  • Track the pages you visit via Google Analytics.


You can control and/or delete cookies as you wish – for details, see aboutcookies.org . You can delete all cookies that are already on your computer and you can set most browsers to prevent them from being placed. If you do this, however, you may have to manually adjust some preferences every time you visit a site and some services and functionalities may not work. You can easily accept or reject the cookies on this site by choosing one of the following links: I accept cookies / I refuse cookies.

This website will not share any personal information with third parties.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Through this website you are able to link to other websites which are not under the control of PayNo. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the website up and running smoothly. However, PayNo takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.


We ensure that you may exercise your rights in accordance with applicable law.  For example, your rights as a data subject under the GDPR are: The right to information and access to Personal Information (access rights): You have the right to access your Personal Information in many circumstances, generally within one month of your request. The right to rectification: You can ask us to have inaccurate Personal Information fixed (changed). The right to erasure: You can ask us to delete or erase Personal Information in certain circumstances (such as in accordance with local data retention legal obligations). The right to withdraw consent: You can withdraw any consent to processing that you have given us and prevent further processing if there is no other legitimate ground upon which we can process your personal information. The right to the restriction of processing: You can require certain Personal Information to be marked as restricted for processing in certain circumstances. The right to data portability: You can ask us to transmit the Personal Information that you have provided to us to a third party. The right to object to automated decision-making, including profiling. The right to raise a complaint: You can raise a complaint about our processing with the data protection regulator or applicable authority in your country.    If you wish you to exercise any of your rights, or to learn more about your rights in the European Union or in your country, please contact us.